I'm back, not that i have left, just lazy to blog.

I'm back, not that i have left, just lazy to blog.

This COVID, i have been kept busy:

1. part of work has some operations related to dealing with covid19

2.learning data visualisation & some programming to simply things

3. reading books, but not on investment stuff.

4. did some trading using CFD. overall break even but its really very volatile!

One of the thing i have neglected is actually my income portfolio, even though i loaded about $12K worth of DBS & Jardine C&C, i didn't do more due diligence to acquire more even when i have another low 6 digit sum waiting to be deployed. the saving grace is that at least these money are sitting in my DBS multiplier enjoying a interest of above 2.2%. simply because i used a promocode to buy the cancer care insurance  to bump up my tiers (from 2 tiers to 3) 

Composition of income portfolio

• REITS: ~ 47%
• Industrial: 29% (back to positive)
• Retail: 10.5% (red in excess of 15%)
• Commercial: 7.3% (red less than 10%)
• Stock: 53%
• Finance:23.7% (negative 10+%)
• Foods: 22% (negative 20+)
• Distribution: 6.6% (even)

Based on cost, my yield is above 5% which is the original intent.

Assuming i am going to deploy a significant amount of my warchest, i will be looking at counters that are:

1. Above 5% yield.
• plenty with high yield. sustainability of the yield is another thing ?
2. Capital appreciation of 40% ++. with a  horizon of 3-4years  
• technically many, but some fundamentally may not rebound.

Some companies i have shortlisted (descending order)

DBS. 6.3% yield with fair chance of heading to $30 (53%) 

CES. 7.8% yield with fair chance of going back to 70c (67%)

Olam. 5.5% yield with fair chance of heading to $2 (42%)
Jardine C&C. 5.3% with fair chance of going back $36 (60%) 

HK Land. 5.8% with fair chance  to hit $5.3 (43%)

highly likely to deploy 20K on DBS, CES, Olam, and come back to review again in July.